Complex Transaction Management

What will you be doing?
Portfolio Management 75%
    Approve requests for usage of agreed bank limits in line with agreed strategic priorities
    Request increases / new facilities in liaison with T&WC Risk – proactively identifying when limits are required as well as reacting to requests
    Record sanctioned facilities on GTPMS system
    Reserving limit headroom to support pipeline business.
    Monitoring of expired limits and exposures.
    Ongoing reconciliation of limits
    Maintaining GTPMS to provide an audit trail / history of activity
    Ensuring portfolio of limits in line with sanction
    Monitor utilisation of sanctioned limits and escalate excesses, owning through to correction
    Risk reporting
    Co-ordinate input into annual review process – providing utilisation and earnings information and estimating future requirements (increases and reductions).
Business Partnership 15%
    Deliver service in line with agreed value contracts
    Work in partnership with origination team colleagues and proactively anticipate, respond to and seek to exceed the expectations of customers
    Proactively contribute to embedding agreed change management initiatives in support  of process and quality improvements, cost reductions and development of credit people
Team Working 10%
    Develop and maintain a close working relationship with colleagues in origination, Risk, Credit and Operations teams
    Interact closely with Trade Banks colleagues to support team deadlines and targets
    Support the Head of Trade Rigour and STOT in identifying training and development needs of self and the team and assisting with support as appropriate

What we’re looking for:
Skills required to undertake the role:
•    Analytical and numerate
•    Communications and presentation skills
•    IT skills – in particular Excel
•    Negotiation
•    Inter-personal skills
•    Previous Credit Analysis experience preferable

Competencies:
•    Commercial Effectiveness
•    Business Skills
•    Control Environment
•    Personal/Interpersonal Skills
•    Technical Knowledge
•    Competencies – Development:
•    Management/Leadership.

Knowledge and Expertise
•    Internal instructions/procedures
•    Graduate in any discipline
•    Knowledge of Trade Finance
•    Knowledge of Trade and other bank systems
•    Awareness of legislation affecting the Bank and customers (including Data Protection Act, Companies Act, Insolvency Act, Financial Services Act) and have the highest regard for confidentiality
•    Experience, qualifications and other requirements
•    The ACIB professional qualification or other finance related professional qualification would be preferable
•    Knowledge of Trade products as they apply to bank risk
•    The job-holder will be expected to have advanced skills in Excel and the ability to manage and manipulate data into a variety of formats (spreadsheets, PowerPoint presentations) and be able to produce supporting written analysis

Skills that will help you in the role:
•    Understanding of the wider Corporate Banking operating structures, strategies and key stakeholders