Banking Interview Questions and Answers

Banking Interview Questions and Answers

A bank is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial stability of a country, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.

What is banking?

What is Banking System?

What are the different types of Banks?

Can you explain Investment Bank?

Can you explain Commercial Banking?

Can you explain Retail Banking?

Can you explain state bank?

Can you explain central banking?

Can you explain The World Bank?

Can you define payroll cards?

What is ‘Cheque Discount’?

Can you define Private Banking?

Can you define Group Banking?

Can you define Mixed Banking?

Can you explain Unit Banking?

Can you define Chain Banking?

Can you define Branch Banking?

Can you explain Line of credit?

Can you define Fiscal Deficit?

Can you define Sub-prime crisis?

Can you define Repo Rate?

Can you explain cashier’s cheque?

Can you explain NBFCs?

Can you explain overdraft protection?

Can you explain Crossed Cheque?

Can you explain Bank Rate?

Can you define cost of debt?

Can you define balloon payment?

Can you define Amortization?

Can you define negative Amortization?

Can you explain the difference between Cheque and Demand draft?

Can you define debt-to-Income ratio?

Can you define adjustment credit?

Can you explain foreign draft?

Can you define Loan grading?

What is Credit Check?

Can you define prime rate?

What is ILOC (Irrevocable Letter Of Credit)?

What is the difference between bank guarantee and letter of credit?

What are the different types of Loans offered by Commercial Banks?

Can you explain Bill Discount?

Can you explain Bill Purchase?

What do you mean by term CASA related to bank?

Can you define Credit-Netting?

Can you define Para Banking?

What is Marginal Standing facility (MSF)?

Can you define white label ATM?

Can you define brown label ATM?

What is the difference between FII and FDI?

What is Capital Adequacy Ratio? What is DEMAT account?

What is the CAD? What is Fiscal deficit?

Can you define Charge-off?

What ‘LIBOR’ stands for?

Can you define Payday loan?

Can you define Cost of Funds Index (COFI)?

Can you define Convertibility Clause?

Can you explain cheque endorsing?

Can you define Payday loan?

Can define HTM & AFS?

Can you explain mark to market?

Can you explain dated securities?

What is Cost of Funds Index (COFI)?

Can you explain treasury bills?

Can you define yield?

Can you explain Convertibility Clause?

What is the difference between Microfinance and microcredit?

Can you explain financial inclusion?

What are the different types of ‘Fixed Deposits’?

Can you define Term Repo?

Can you define LAF?

Can you explain CRR Rate?

Can you explain SLR Rate?

Which are the oldest banks in India?

Follow us on Social Media

Related Posts

No Comments

Post a Reply